We are pleased to offer a number of flexible lending solutions at competitive rates to help you achieve your goals – and they all come with the rapid decision making and exceptional service that only an independent community bank can offer. Personal lending options include:
Deposit Secured Personal Loans
A deposit secured personal loan allows for the use of a savings or Certificate of Deposit (CD) account as collateral, and may result in a lower interest rate. Deposit secured personal loans start from $1,000 up to 100% of the collateral account balance. See Rates and Apply Online
Cash Reserve (Overdraft Protection)
A cash reserve (overdraft protection) is a convenient way for you to protect your personal checking account against unplanned cash shortages. Cash Reserve amounts start from $1,000 up to $10,000. See Rates and Apply Online
Ask about our rate reduction for automatic loan payments made through your Enterprise Bank Personal Checking or Personal Savings.
Applying online helps make loan application processing easier and faster. When you are ready, complete an application for any of our personal loan options listed above. Use these links below to apply or check status or contact us for more information:
REVIEW RATES AND APPLY NOW - Begin the online personal loan financing application process.
LOAN STATUS AND DOCUMENT CENTER - After applying for a loan, log in to view current status of your loan application. Also, securely upload required documents, and/or securely message us.
Need more information? Send a text message to 877-671-2265, use our online chat, or visit our CONTACT US page to connect with an Enterprise Bank team member for further assistance.
All loan programs are subject to credit approval. Please be aware that although we lend in Massachusetts and New Hampshire, applicants must be age 18 or older per Massachusetts State Law.